According to Brad Freeman (@StockMarketNerd), SOFI has consistently sold every loan pool at a gain on sale margin above their initial loan markings, with these pools acquired by funds possessing advanced loan data. SOFI actively hedges fair value volatility from its quarterly results, ensuring stable financial reporting. Additionally, all processes are audited by third parties and incorporate macroeconomic expectations such as GDP trends. These measures enhance SOFI's risk management profile and may influence investor sentiment in both traditional and crypto markets, especially as stable financial practices can inspire confidence in tokenized lending platforms and DeFi protocols. Source: Brad Freeman (@StockMarketNerd) on Twitter, May 23, 2025.